A healthy relationship with your money begins not in your wallet or spreadsheets, but deep inside your head. Dr. Sylvia Morris and Dr. Angela Walker chat with Susan Nicholas, MD, MBA, TEDx speaker and author, to discuss how to nurture your money consciousness. Delving into the emotional and psychological dimensions of money, they talk about healing generational money wounds, the direct impact of personal beliefs on financial mindset, and why being stuck in scarcity thinking will lead to unwanted money decisions. Susan also explains how to check your vibration before making financial transactions and the power of reframing your biggest problems into valuable teaching opportunities.
Music courtesy of Dealer’s Choice Sound Recordings, Inc.
Music artist: djezi
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The Art Of Money Consciousness With Susan Nicholas, MD, MBA
Welcome back to the show.
We have a guest who made one of the most dramatic career pivots we have ever featured.
She went from performing surgery in the OR to performing financial transformations in the boardroom. She is a former surgeon turned financial strategist, speaker, and TEDx presenter.
She is the creator of The Frequency of Money, author of six books, founder of Human Consciousness Consortium Publishing, and host of The Money Consciousness Show. Her work bridges the emotional and psychological dimensions of money with practical financial strategy.
This conversation goes deep. We are talking generational money wounds, the frequency of wealth, and why your money problems might not be about the numbers at all.
Let us dive in.
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Susan Nicholas, welcome to the show.
Thank you so much, Angela and Sylvia. It is a pleasure to be here.
How Susan’s Early Environment Shaped Her Relationship With Money
We’re so excited to have you here. We want to hear all about your story. It has been fascinating just learning about you and meeting you. We are going to start with how we normally go back to the beginning. Where did you grow up, and how did your early environment shape the way you think about money and success today?
I love the beginnings because I think that is where it all starts, even if we do not have awareness of that. I grew up in rural Pennsylvania. I would say my pre-K years in Pennsylvania, but by the time I was in first grade, my family moved us to West Virginia to a college town. Those first five years is where the wound is as far as money. We do not realize it, but when we are born, we are born into a belief system.
We are born into a family, a community, a society, but all the inherent belief systems are embedded. We do not recognize how much of that we absorb because it is invisible. It is like an invisible force. When I was young, I was born into poverty. I had a seventeen-year-old mom. I was her second child. My mother had a ninth-grade education, and my father was a singer, a performer with a high school diploma. They had kids very young. It was not until I was way out of medical school and into residency that I actually learned my mother’s story. That is because there was a secret that was never spoken.
I knew that it was the unspeakableness. I had an awareness that there was something that no one was talking about because I was not permitted, in fact, I was forbidden, to have a relationship with my grandmother, my mother’s mother. There was a secret little thing going on. When my parents separated, I was quite young, and when my mom would have us, she would sneak us to grandma’s house. We thought it was fun and cool, but even as a five-year-old, I sensed that something did not feel right at Grandma’s.
Susan, we are going to get into the depths of the wounds around money, but what we want to do is make sure that our audience is up to speed on who you are. I know that you went from being a surgeon to being a financial strategist. We know that is a massive pivot. What made you want to leave the OR, and what skill from being a surgeon has been your secret weapon in finance?
Leaving the OR really came from a profound spiritual awakening that goes back to my childhood. I would say that I believed that achieving, whether it was academic credentials or money or titles, would lift the sadness or lift the wound, but it did not. I got to the place where I was doing my fellowship in cardiothoracic surgery, and I had a very deep, dark night of the soul where I realized all the effort that I had put forth did not fulfill me.
It did not bring me the happiness that I thought it would or the lightness. There was not enough that I could do to fill a soulful void. I did not know that I thought I could educate myself out of it, or geographically move myself far enough away from it. There is a saying that wherever you go, there you are. There I was.
Can you enlighten our audience? To go through medical school, residency, and a cardiothoracic surgeon residency, what did that timeframe look like? I do not think people understand the invested time you had there before discovering these feelings.
It was typical. The four years of undergrad and then the four years of medical school. It was not until my PGY six year.
Six-year residency.
My track was even longer because doing cardiac, where I was doing it, was like ten years. Some of the cardiac surgeons were coming up when they were 40. At any rate, it was a long journey before I recognized that I had to do something. I had to change something materially. Something had to change dramatically for me to go on living. That is how deeply sorrowful I was.
How Beliefs Can Sabotage Your Wealth
As this relates to money and consciousness, what were some of the signals that you were seeing in yourself and that you see in some of your clients that someone has a money consciousness problem?
I do not love calling it a problem because it is an experience. I feel like when we use our language, it has a vibration.
Words are powerful.
I was experiencing something that I could not understand. On paper, it did not make sense. It is the idea that when you know you have worked really hard, that you are smart enough, that you are talented enough, that you are a good person, that you are doing the right things, and still you are in a pattern of fear surrounding money or your security.
You feel insecure, or you feel unworthy, or you feel like something is not right. To me, that is where this energy and this consciousness comes in, and it is not a matter of how smart you are or talented or beautiful or athletic, or enough, you still do not feel like you are enough. There may not be enough. It can show up in your relationship with yourself, where you do not feel worthy or good enough in yourself.
When you feel insecure or unworthy despite working hard and using your talents for good, this is where the money consciousness comes in. Share on XIt could show up in your personal relationships where you feel like they are just not right, or your work relationships where you just feel like this is not it. That is where the spirit comes in, where the consciousness comes in, where the vibration comes in that brings it to your attention. It can bring it to your attention that you’re missing something because all the effort and all the things that you are doing and being do not seem to be enough.
You’re telling us the story of your origin. How did you bring that all together? How did you determine that as part of what shaped you around money when you were younger, to that point in life?
When I started to do my work of introspection, I realized that my relationship with money was fraught with shame. I did not have any language around that, but I was looking back. I just felt ashamed. I did not want to tell anybody about my relationship with money. I was like, “Why? What is it? What does it come from?” It went back to the origin story, where there were shameful acts around how money was earned and spent. I was like, “I get it now,” even though it was not my shameful acts. I had nothing to be ashamed of. This thing was there. This unspeakableness was there. I had to process that.
Even in popular culture, when we talk about money, depending upon what circles you are in, we think “Money is the root of all evil,” and we talk about money being dirty. I certainly can understand that. I am also wondering if you work with a professional? Did you read books? First of all, you were a CT surgery fellow. There is not a lot of free time to do any introspection. You were eating and sleeping in the hospital or in a clinic. There is not a lot of free time for introspection. How did you navigate that?
That’s just it. When I was doing my clinical fellowship in heart surgery, I had one 24-hour period off per month. We worked all the time. It was before the 80-hour workweek when you just lived in the hospital. None of this happened during that time. There just was not enough time for it. I did not even know myself anymore. I would literally leave the hospital and forget where I parked my car. It was just so disorienting.
Let us say the obvious. I would imagine you were the only woman, or maybe one of two women, and you certainly were the only Black woman.
That is correct. That is just another layer of it.
That is another episode.
I say there are no accidents in the universe. I believe I had to have my journey as it was. I believe I had to wake up when I did. All of it was necessary because the origin story was a feeling of unworthiness. What was running in the background was this belief that I had to prove that I was good enough or prove that I was smart enough, or prove that I was this or that enough. That was part of the engine driving the bus because I felt that the journey out of my circumstance was a physical journey, was a geographic journey, was an educational journey.
All those things may have been true to some degree, but there was something even deeper that I believe my life experience was for on this go around. For me, this life was not just about achieving physical things, degrees, awards, money, or titles. That is what I believed it was, but it turned out that it was not.
It is also very American, the whole concept of the bootstrap and coming from poverty and achieving and excelling. That is part of the lore of America.
It is a belief system that is one of the things that we are born into. We do not even realize it, but that is part of our culture. That is part of the conditioning that belief is actually taught to us. Sometimes we have held beliefs for very long, and we do not know what it is to be without them. We just think that is just how it is, or how we are, or how things are. Any time you catch yourself saying that, hearing that, there is always a belief behind it.
We do not want to mention your TED talk because your TED talk addresses generational poverty through money consciousness. We’re talking about belief. Can you share a belief that maybe a family has that may secretly sabotage their wealth?
One that probably resonates very well with this community is that you have to work really hard to make money. Some people think money does not grow on trees. Some people think they are not good enough. Some people think they are bad with money. Some people believe they are entitled. There are all sorts of beliefs, not one of them good or bad, but is the investigation serving me? Let me put it this way. Most of us in this culture have grown up with the belief in Santa Claus. We think it is harmless. Everybody is in on it. Our children believe it. There comes a time in a child’s life when we start to question the belief. “How does Santa Claus deliver all those presents in one night?”
“How does he get into my house? I do not have a chimney.”
He has helpers.
A child questions the belief. Once you go into the question, you might not like it. You might not like that there is no Santa Claus, but then you unfurl that belief, and you can then release it. I remember going through that with my son. It is like he wanted the truth, but he did not want to know the truth. The same thing is true about our beliefs about ourselves, about our money, and about society. If you’re working yourself to the bone, to exhaustion, to burnout, and then you ask yourself, “Do I really have to work this hard to earn a living?” You begin unfurling the belief.
If you are working yourself to the point of exhaustion and burnout, do not forget to ask yourself if that hard work is truly worth it just to earn a living. Share on XHow do you do that if you are someone who does not have a high school education and you have children to feed, house, and clothe? How are you being introspective when you have to put food on the table? You have got to bring the paycheck, and you do not have a lot of options in terms of how you’re making that money. It is easy for me to be introspective about whether this is fulfilling me or whether this is my purpose. For someone who is not as privileged and not in my shoes, how does that person struggle?
This is going to come down to something very fundamental, and it goes back to a quote by Albert Einstein who asked us, “Do we believe the universe to be a friendly one?” To me, this question begets this idea. Do you believe the universe to be benevolent, to be working in your favor? I had to do this.
I did this after my CT surgery fellowship, where I had to stop chasing titles, monies, and degrees and come into my full self. What am I here to really do? It did not involve making millions of dollars. It involved what I call the work of introspection, the speaking, the podcasting, the book writing, the Money Consciousness Show, and all the things that I began to do. That is what this took.
That journey was nearly a decade. It was not easy, but I had to keep asking myself, “Do I believe the universe to be a benevolent one that has my back?” I would call it the universal safety net, that somehow I’ll be provided for, even if I do not know how it is going to work. I decided that I was going to trust it. I am not suggesting that it is easy, but I believe we choose our hard.
Do I want to keep going down a road where I am unfulfilled and burnt out, and then I just die, or do I want to work where I feel well in myself and fulfilled in my spirit? I have a legacy, like there is a change that I want to create in society. I am not saying everybody has to be this huge thing, but you have to ask yourself which hard you’re going to do and which journey are you going to take?
How To Avoid Getting Stuck On A Scarcity Mindset
Susan, let us peel the layer back on this a little more. What would you say to someone who is stuck in scarcity thinking or having a scarcity experience? What would you recommend their first move to be when they are identifying where their money consciousness, fears, or experience lies?
To me, that comes from acknowledging that there is something they are not seeing and not understanding, a pattern that is repeating that is no longer serving them. It may have served your ancestors, but it is not serving you. You know it, and it shows up everywhere because it is a part of you. To me, it is bringing awareness to it, even if you do not understand it. Even if you cannot name it, there is something that is not right. What happens is that most of us start on the “Why me?”, almost like on the victim side of it. “What do I do that is so wrong?” or “What is wrong with me?”
“What did I do to deserve this? It is unfair.” If you look out and your community looks similar as well, it is hard to see beyond that. I want to make sure it does not come across that there is privilege in being able to sit and identify what is happening with me and what my patterns are. When you are in that day-to-day struggle, and you have children who are looking you in the face because they are hungry or they need clothing or money for football, it is hard to then be introspective.
I agree. I would look at society. I would look at the world while driving down the road or walking in the park. I would see that there is a different way. I just did not know the way. Whatever experience I was having, not everybody is having it. Why? What is it? Why not? What does it take? Most of us think it takes hard work and lots of money and degrees and titles and whatever.
Again, that is part of this journey we call life. I do not want to make that wrong. When you get to the point where you have achieved all that you can do, or you’ve done all that you can do, and there is still something that is not right, or it is not sitting well with you, that is when we can take that journey. This is not for every person in this lifetime, but I do believe at some point in your long journey of existence, you will come to this.
This just happens to be my lifetime to do it. The idea is to bring awareness to it. We can begin to ask higher questions of it. I do not suggest that this is the work someone is going to do if they are living hand to mouth. It likely is not unless they are like a monk and they are going to go meditate and just figure that out.
Most Expensive Emotional Mistakes Made By High Achievers
What I am hearing from you is still in that circumstance that there is still value in knowing where your mindset comes from around money. All of us can learn that in terms of how we grew up, how our parents valued or disvalued money, and what their ideas were about how to secure our future and financial wellness. We can all learn from that. Thank you, and I appreciate you mentioning that. We are talking about high achievers. Can you tell us one of the most expensive emotional mistakes that high achievers might make with their money? I can think of many, but what do you see?
I do believe that there are expectations around high achievers. Whatever that means for you, people who have achieved academic success or worked on the corporate ladder, but they believe they have it all figured out and handled it all together. Maybe many independent women believe they do not need anyone. That is one of the most expensive mistakes people can make because there is no person living who does it on their own.
I could be this multi-trillion-dollar tech billionaire, but I need all my trillion customers. I need other people’s money. Nobody does it alone. We all need each other. One thing that can harm us is believing that we have it all figured out, that we do not need any help, and that we are good because that is the facade we put up. When we ask someone, “How are you doing?” They go, “I’m fine.” They are not fine. Nobody is fine.
Nobody can do everything alone. One of the most harmful mindsets is thinking you have everything figured out and do not need any help. Share on XFine is a four-letter word.
Freaked out, insecure, neurotic, and emotional.
Most of us just walk away because we do not want to get into it, because we know there is some depth in there. Most people do not want to get into it with another person. You have to feel safe to get into it with yourself.
You have got to be safe being in that vulnerable space. We need to know that information is not going to go anywhere. I can really expose myself because it is, in fact, being exposed. Along these lines, when we talk about conscious financial decisions, can you talk about that as opposed to an unconscious financial decision?
I always say when you’re about to make a transaction, check your vibe and check your vibration.
How does it feel in my body?
This is one of the things where I got back into finance after my ten-year hiatus into the spiritual side of life and money. I recognized in the industry that I had been in it before working in healthcare equities, the separation between the people you are making decisions for in their financial portfolios and the individuals and families it is connected to. There is a huge disconnect.
I was literally searching for meaning. Something did not feel right. We all have to ask ourselves, how are we feeling about what we’re doing? When you do not know the outcome of it, it is still fuzzy, but in your spirit, you’re like, “I know this is right. This feels right. This is good,” then trust it. Learn how to trust yourself. If something looks good on paper but is just not square with you, you’re like, “I don’t know.”
It is too good to be true.
That is where the disconnect is when money is just about transactions and numbers, and we do not take the whole person and the whole experience into account. Sometimes it seems irrational, but why, there is a reason. If we can get through that, then we can make the transaction and do the thing we are going to do, whether it is starting a business, buying a house, getting married, sending your kid to a certain school, or buying a new purse.
You’re on the counter, and something does not feel right.
She’s sharing it all.
If it is on sale, “Hello.”
I am giving you an exercise on this vibration thing. I love that you talk about purses. Sometimes I’ll be shopping, and I’ll see this beautiful coat. I’m like, “I love it. I do not want to take it off.” It is more than I want to spend. I always tell myself, “If I really love it, then I am going to do it.” This is just my little exercise. I give myself a day to be with it. I’m like, “No, this is the one.” I’m like, “How do I feel having it versus how would I feel not having it?” I hold both of those things. It never fails. When I go back to get it, I’ll go to the register, and they are like, “Did you know that this is twenty percent off?” There you go. To me, it is just validation that the universe is always working in our favor.
For me, you go back, and it is gone, and you know it was not for me.
You have regret. You’re like, “Man, I want these very special plates.” I’m like, “I’ll just get four and then come back and get four later.” I remember like, “Why am I doing that?” I was literally getting these really cool stoneware plates, and there was a lady going round and round, and she said, “I bought two of these bowls. I want to get four more, and they’re gone.” As soon as I saw that, I was like, “I’m getting all my stuff.”
There is no tomorrow. There is only right now. If you made the decision, then you ride with that decision.
What else I have learned about being conscious about money is that sometimes we believe that if I do this now, then I am going to be poor later. It is like an either-or.
Instead of “I cannot afford this.”
There’s another one, “I cannot afford it.” Guess what? Let me break this down. When I talk about the universe, consciousness, and energy, the frequency of our feelings, like what is resonating from our heart, is the language of the universe. What we resonate out to this universal substrate of creation, it picks up on this signal that we are radiating all the time, 24/7.
The universe always says yes.
If I’m resonating fear, then it is like, “We’re going to show you more things to validate this fear.” If I resonate with deprivation or scarcity, more things that are scarce and desperate will show up in your circumstance. If I resonate gratitude and joy and love, more amazing partnerships and surprises show up in my life. We all do this when we are not conscious of this vibration and this energy within us. This is where that unconsciousness comes in. We do not recognize that we’re creating from the vibration we are resonating out to this universal substrate of creation that created all that is.
The Hardest Money Truth Every Person Has To Face
Susan, thank you. You have written six books on this work. There’s so much that you’re sharing with us. What is one of the hardest money truths that you personally have had to face while teaching others about money consciousness?
Probably the shame had many layers to it. One of the things that I noticed in my journey of uncovering this was how much fear I held in my body surrounding money. No matter how much work I did, there was still a little bit of fear there. I could notice it. I used to have an autoimmune response, a terrible case of angioedema. I started to notice when it would flare up. It was always when I was fearing the future around money, not having enough for this or that, or not knowing where the next paycheck was coming from.
I began to heal that. Sometimes we are not just clearing for our lifetime, we’re clearing for the ancestors. It is all that was not cleared that is a part of you. We could have grandma’s hair or grandpa’s big toe, whatever mannerism or talent, for generations, we can pick up on physical traits or even intangible qualities. Could we also carry belief systems? Could we also carry trauma?
You think that I would literally do inventory, “I forgave mom, I did this and that, I’m good.” Something else came up. It’s that thing of realizing that as long as you’re in your embodiment and as long as you wake up every day, your work is not done. No one can be done. When you do not wake up the next day, whatever comes next is your next journey. You’re never really done. People can wait until they’re ready. I actually saw something on LinkedIn about being ready.
As long as you wake up every day, your work is not yet done. Whatever comes the next day is your next journey. Share on XIt said to the effect that you can never be ready. You can never feel ready. Ready is not a feeling. It is a choice you make. It is a decision that you make. You can wait until you’re all good and all the work is done before you start your next thing, but you are never going to get there. There is always going to be a little bit more to do. It is at a higher level of consciousness and awareness that you do the work.
If you can go back to your younger self, maybe that med student or fellow, what one piece of career or money advice would you want to give yourself?
I would go back to my prior self and let her know that she is going to be okay and to trust herself.
How Susan Practices Self-Care
I love that. That is advice we could use on a daily basis and share with the younger audience that really needs to hear this. Thank you for that. In terms of taking care of yourself, how about now? You are running multiple platforms. You’re writing, speaking, and hosting a show. That is a lot of energy and stress. How do you practice self-care, and what do you advise others to keep at the forefront in terms of self-care?
One of the first things I began to reframe was what I would have called stress and busyness. I know myself better now, where the line is falling into overwhelm. I used to live there, everything, just so much going on that I would feel overwhelmed. I did not like that, but that is how it always was. I learned where my boundaries are.
One of the things I believe we learn when we become more aware of ourselves is how to say no, because it is then about alignment. Sometimes no isn’t, it is just not now. “This does not fit right now.” Just honoring yourself. I really pay attention to the words that I speak because I recognize they have a vibration. Everything that we speak carries a vibration and has a resonance. I spoke earlier about not having problems but experiencing something.
When we say “experience,” we think, “That was temporary.” It is not that it is forever, and I cannot overcome it. Some people believe that is just how it is until they die. That is their belief. If I’m like, “I had this experience once,” then it is like, “I overcame it.” Just like busy. I could have a completely full calendar, but I’m not busy. It is just full right now. A fullness does not feel bad. It has a different resonance and frequency. It is just like, “Things are happening. It’s good.” It is almost like a good busy.
I like that mindset.
My language carries a frequency. The hardest person to look at is yourself. The first person to look at is yourself. The hardest thing to look at is yourself. The hardest relationship is with yourself. For me, it is the idea of liking myself again. There was a time when I was a surgeon, but I did not like myself. I remember saying one time that I felt sorry for people who knew me or liked me because I knew I was not well. During that process, I had to come back to myself and like her.
She is incredible. You are incredible.
Thank you. I did not believe that. Some people have self-loathing. They have self-deprecating language. Some people do not like themselves, so they cannot be with themselves. They’re constantly distracting themselves from themselves. To me, it is learning to be quiet. It is starting to be still. It is cultivating the greatest love of all. Loving yourself. It is being in love with yourself, not looking in the mirror and seeing all the flaws and regrets, but loving yourself. That took a long time to come back to that.
Answering Rapid-Fire Questions
That is a perfect way to go out in terms of the greatest love of all, loving yourself. What we could give to our audience that one piece alone with all of the gems and pearls that you gave us. We thank you so much. Do you have time for a quick round of rapid-fire questions? Cash, credit, Apple Pay, or crypto?
Apple Pay.
I was so terrified of Apple. My kids were like, “It’s fine. It’s safe, Mom.” I did not feel safe. You’re the money person. I’m good with that one.
Best money advice you’ve ever received?
You’re going to stretch me on this one, Miss Sylvia. I have not received a lot of good advice.
Some bad advice, or the worst advice you’ve ever heard.
Let me come back to that one.
Here’s an easy one. Sylvia has already told us one of hers, but what is a guilty pleasure purchase?
On the handbags. I have this guilty thing. I used to feel guilty because I wanted to have a Birkin bag. I went through this for a long time. When I became aware, I was like, “I just love it.” It is like art. I have three of them now. I received them differently. There was a time when they meant something different. They meant “I made it,” “I’m worthy,” or “status.”
Later, when I really received these bags, I allowed myself to receive them, I was like, “I just think they’re beautiful and I like them. I love the quality.” They are very high quality. I realized that I have fewer things, but I have quality things. I am perfectly fine with it. It did not have to mean that I was worthy or made it or enough. It was just that. That was enough. No guilt.
Aspire to own fewer things of high quality. Share on XLove that reframing. All of this has been about reframing the ideas around the money and the material things. Thank you so much. We cannot tell you how much we’ve loved learning about you, and we definitely would tell people to look at TEDx. If you would like, you can share your social media handles and parting words. Any last parting words that you would like to give our audience? We can include all those things in our show notes.
Susan Nicholas, thank you. Thank you for sharing all of your pearls and wisdom when it comes to our money consciousness. We appreciate you, and we look forward to having further conversations. May you be well.
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Discussion Wrap-up And Closing Words
Angela, our conversation with Dr. Susan Nicholas was amazing. I am looking at my own money patterns and my beliefs and language around money completely differently now. What take-homes did you have?
There were several. I’m just researching and understanding where Susan came from and how she came to the thought process of how we look at money, and it was eye-opening. If you really reflect on how money was framed as a child, whether it was scarce or plentiful, and how your parents thought about money, it really is part of what we think every day. As an adult, I can think about how an idealistic twenty-year-old.
I remember thinking, “I’m not going to just chase money,” because I could see how that hindered being happy. You start making money, and our natural behaviors are things that we learned when we were young, like the scarcity mindset. In terms of what I took away, we’re just going to sum up for insightful lines in terms of the hardest relationship in life, which is with yourself. That is the truth.
It just hits you.
I liked how she talked about reframing busy. My life is full. Life is full. The caveat is knowing when to take something off your plate. I like the reframe because life can be full, and it does not ever have to be this low, where I am not doing anything. I do not think of retirement as being where I am doing nothing. That is not healthy. I like that life is full. It is just a matter of how we make it full. Lastly, I love her reference to Whitney, The Greatest Love of All.
That was beautiful.
The greatest love of all is loving yourself. That was the best line I’m going to take away this week. How about you?
When she talked about it not being a problem but an experience, and we oftentimes talk about it as a season. This is a season that you are currently in. Reframing it like that, and not necessarily meaning no is never, but it is like no right now.
Not only can you think of it that way, but you can respond that way to things you’re asked about.
I love how she reinforced our habit of “We’re going to let the purchase sit there for a moment.” If you feel in your spirit that this is for you, then you go back for it. That has been a practice of mine if it is not an immediate yes. How do you feel about this transaction? How does that vibe feel within your entire body?
I do not know why, but I was thinking about one of our girls’ trips in SoCal at Fashion Island in Newport Beach. It was a very simple wool sweater, camel color. It was one of those items, like a cable knit. It was so simple.
Yes, so beautiful.
I had been eyeing something like that for the longest. I did not buy it. To this day, I wish that I had bought it. I remember that when I’m shopping, if there is something that really speaks to me and it is within my budget, then it is okay to buy. The part about leaving stuff and coming back, I do that all the time. That is sage advice, because then the next day, I did not even go back to the store. I do not even think about it. “That was not for me.”
This was a really good episode. We love everything that Dr. Susan Nicholas had to share. We are adding all of her contact information to our show notes. We would love for you to share this episode with your friends and family. You can reach us on Apple, Spotify, and all the streaming sources. You can reach us at BossLeapPodcast.com. We would also love for you to visit us on YouTube, like, subscribe, and share with your friends. Certainly, if there are any ideas that you have for us or any guests that you would love to see, let us know. Until we meet again, may you be well.
Important Links
- Susan Nicholas on LinkedIn
- Money Consciousness: Overcoming Generational Poverty | Susan Nicholas | TEDxFarmingdale
- The Duality of Being: Perspectives from Multidimensional Travel
- Susan Nicholas Financial Guide
- Boss Leap Podcast on Apple
- Boss Leap Podcast on Spotify
- Boss Leap Podcast on YouTube
About Susan Nicholas
Susan Nicholas, MD, MBA is a financial professional and former physician–surgeon who brings a rare interdisciplinary lens to wealth creation. With a background in medicine, business, and media, she specializes in bridging the emotional and psychological dimensions of generational money patterns with practical financial strategy. Her work focuses on helping individuals and organizations build sustainable prosperity through conscious decision-making and aligned financial behavior.
Dr. Nicholas is an international speaker and TEDx presenter on Money Consciousness: Overcoming Generational Poverty, and the creator of The Frequency of Money, a platform dedicated to transforming how people relate to wealth, value, and resources. She is the founder of Human Consciousness Consortium Publishing, the author of six books, and host of The Money Consciousness Show.
Her insights on finance, consciousness, and leadership have been featured in Yahoo! Finance, The Associated Press, HuffPost, Authority Magazine, Forbes Books Radio, FOX News, NBC8, and other national and international media outlets.